Terms of service.
Effective Date: [08/2023]
Last Updated: [06/2025]
These Terms of Service (“Terms”) govern your use of websites and online services operated by Joystone Enterprises LLC, doing business as Joystone Financial and Joystone Business Advisors (“Joystone,” “we,” “us,” or “our”). By accessing or using our websites, client portals, or related services, you agree to these Terms.
If you do not agree with these Terms, please discontinue use of our websites and services.
1. Who We Are
Joystone Enterprises LLC is a Minnesota-based company providing financial, bookkeeping, operational dashboarding, and business advisory services.
These Terms apply to all visitors, clients, and users of our websites and related platforms.
2. Use of Our Websites and Services
You agree to use our websites and client portals only for lawful purposes and in accordance with these Terms.
You may not:
Interfere with or disrupt the operation or security of our websites
Attempt to gain unauthorized access to systems, dashboards, or data
Use our content or materials for commercial purposes without written permission
3. No Automatic Client Relationship
Submitting a form, scheduling a call, or accessing content through our websites does not create a client relationship between you and Joystone Enterprises LLC or its DBAs.
A formal client relationship is established only after both parties sign a written agreement or engagement letter specifying the terms of service.
4. Services and Disclaimers
We strive to provide accurate information about our services. However, all content on our websites is provided for general informational purposes only and should not be construed as financial, legal, or tax advice.
Joystone Enterprises LLC and its representatives are not responsible for actions taken based on the information presented without a signed client agreement.
5. Payments and Billing
Payments for services are typically handled through third-party platforms such as QuickBooks, Stripe, or PayPal.
All billing terms will be outlined in the client’s service agreement or invoice.
We do not process or store full payment card information on our own servers.
6. Client Portals and Dashboards
Clients may be provided access to secure portals or dashboarding tools (e.g., Klipfolio) under our organization’s account.
Access credentials are personal and may not be shared with unauthorized individuals.
We reserve the right to suspend or terminate access for misuse, security concerns, or non-payment.
7. Intellectual Property
All materials, logos, branding, dashboards, website content, and documentation are the intellectual property of Joystone Enterprises LLC unless otherwise noted.
You may not copy, reproduce, or distribute any content without prior written consent.
8. Third-Party Tools and Links
Our websites may include links to third-party tools or external websites (such as client portals or analytics platforms).
We are not responsible for the content, functionality, or privacy practices of those third parties.
Use of such tools is at your own risk and subject to the terms of those providers.
9. Limitation of Liability
To the fullest extent permitted by law, Joystone Enterprises LLC, its owners, and affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of our websites or services.
Our total liability under these Terms will not exceed the amount paid (if any) for services directly purchased from us.
10. Indemnification
You agree to indemnify and hold harmless Joystone Enterprises LLC and its affiliates from any claims, damages, or expenses resulting from your misuse of our websites, violation of these Terms, or infringement of any rights of another party.
11. Governing Law
These Terms are governed by the laws of the State of Minnesota, without regard to conflict of law principles.
Any disputes shall be handled through a court of competent jurisdiction located in Minnesota, USA.
12. Updates to These Terms
We may update these Terms from time to time. The latest version will always be available on our websites with a revised “Last Updated” date. Continued use of our websites constitutes acceptance of the updated Terms.
13. Contact Us
If you have questions about these Terms or our policies, please contact:
privacy@joystonebusinessadvisors.com